Services provided as a Unit Trust Consultant (UTC) of Public Mutual Berhad

There are various service provided by the Unit Trust Consultant such as Investment Planning, Trust Nomination, Will & Wasiat Writing, Insurance and Credit Card Application.

1. Investment Planning

Investment Planning a crucial aspect of
our 21st century lifestyle. Plan your savings
and investments wisely to achieve
your financial goals 

1.1 Education Planning

When planning for your children’s education, do take into consideration the ever increasing cost of living, effects of inflation and the escalating cost of tertiary education. Fortunately, with proper planning and a good head start, saving for your children’s next step in life is attainable. 

Use below guide to discover the estimated costs that would be needed for your little one's tertiary education and how you can go about saving for it:

Education Planning & Calculator and University Cost Guide

1.2 Retirement Planning

Rather than see your hard earned money be eaten up by the effects of inflation over time, do set aside a little during your heydays to welcome a comfortable retirement.
Besides offering an array of unit trust funds, Public Mutual is also one of the approved Private Retirement Scheme (PRS) providers in Malaysia, managing 6 core funds and 3 non core funds.  

Explore our products and use below guide to estimate your post-retirement lifestyle to begin saving for your golden years: 

Retirement Planning & Calculator and Private Retirement Scheme

2. Trust Nomination

A Trust Nomination permits you to name your loved
ones as beneficiaries of your unit trust investments.

Public Mutual Trust Nomination Service is a declaration of Trust by a unitholder on his/her unit trust investments which is to be distributed to the named beneficiaries upon the unitholder's demise.

Benefits of Trust Nomination

• With just a minimal fee, you can ensure your hard earned investments are passed on to your loved ones.
• Minimum legal formalities and fast distribution of your investments to the beneficiaries without having to go through the lengthy process of Probate or Letter of Administration.
• For minor beneficiary(ies), PB Trustee Services Berhad (PBTSB) will hold the money until the beneficiary(ies) attain the age of 18 years old and will make necessary advance payment for maintenance, medical and education expenses if the need arises.

3. Insurance

- Funds that come with Complimentary* Insurance such as 

• Public Far-East Balanced Fund
• Public Tactical Allocation Fund
• Public Ittikal Sequel Fund
• Public e-Islamic Cash Deposit Fund
• PRS Equity Fund
• PRS Strategic Equity Fund

-Optional Insurance offered to unitholders* such as

• Mutual Life Plus 2
• Mutual MediCare
• Mutual Takaful Protection
• Group Term Life with Personal Accident

-Complimentary* Group/Talaful Group Personal Accident with Permanent Disablement such as

• Mutual Gold Members
• Mutual Gold Elite Members

-Product Disclosure Sheet such as

• Public Ittikal Fund Complimentary* Takaful
• Public Ittikal Sequel Fund Complimentary* Takaful
• Public Islamic Asia Tactical Allocation Fund Complimetary* Takaful
• Public Islamic Mixed Asset Fund Complimentary* Takaful

4. Credit Card Application

- UTC can help the client register for Public Bank credit card ONLY which subject to terms & conditions.